Settling An Insurance Claim- Should I Seek Legal Advice Or Not?
Dealing with an accident is never much fun, but the hassles after an
accident can be even worse. Many tough decisions will need to be made
on your part. One of the toughest maybe to seek legal advice or go it
alone. Legal advice will cost you some money, but for many that is the
way to go. For others they opt to save a few dollars and do it
themselves. Let us look at what is best for you and your situation in
your auto accident.
For most the hardest decision is if they should seek legal advice. This really depends on different factors which we will look at right now. First thing you will need to look at is if you had injuries in the accident. If you did than maybe legal advice is really your best recourse. The other thing you also must look at is how much time you have as well. If your time is limited, you are probably better off to leave it to a professional. Now if you want to tackle it and have the time it also can be done as well. Here are some tips that will help you get the result that you desire.
One of the first things to remember is you need to get all accident information organized. This includes medical reports, accident reports, and anything else that can help you settle your claim. You will be working with an insurance adjuster so do not be intimated by him or her. Stand your ground and make your case of what you would like too seen done. Talk about getting your vehicle fixed with quality parts not secondhand, which many insurance companies seem to want to try these days. If your vehicle is totaled out make sure, you also get fair market value for your vehicle. If you have medical expenses you will want to discuss that as well.
Many people think that you cannot work with claim adjusters and that is just not so. For the most part if you are fair with them they will be with you as well. The key is having all the documents you need to prove your case. Show the adjuster all your bills and medical records. By working with the adjuster you can do it without legal help if you want. The biggest keys are stand your ground and be flexible with the insurance adjuster. If you do that there is no reason why you cannot do it yourself.