My father in law had done buisness with this agency for many years so we never dreamt of how awful they would treat the family after his death. they took the payment for his homeowners and auto insurance policy the week before he passed away. then when the daughter inherited the home they cancel the policy without notification they do not give a refund on the diffrence for the policy. it was just an awful mess like its not hard enough dealing with the lose of your father now you have to fight with the insurance company as well. the real iceing on the cake came when we contacted the man who runs the agency to ask what had happened because he didnt bother to send us a letter or even a phone call to inform us the policy was canceled.and he tells my wife ' A Dead Man cant have insurance"" real professinal huh. what ever you do stay away from this place.