The best advice and service you can get from any insurance company anywhere. I trust them without limits. They were a lifesaver after my accident in November 2003. James is the most honest person I know and would never sell you something you didn't need just to make a profit. He truly cares about his clients needs and what is best for them. It's a shame everyone isn't as good-hearted as he is! He's an example we could all stand to follow.