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Some people say that people with insurance should covers themselves
well cause people still drive without insurance. On your policy there
is a special part that covers if you are hit by a person that doesn't
have insurance. Believe me when I say that on this part you do pay. I
have friends that their insurance actually went up cause they were hit
by uninsuranced drivers.
In the long run they do pay cause they are given a ticket to appear
before a judge to hear the case. They are ordered to pay for the other
person's car as well as pay their insurance company back for whatever
was spent. Also, the day of court believe me when I say they better
have proof of insurance or that will be another ticket.
My nephew was hit by an uninsuranced driver who was running from the
police cause they caught him doing doughnuts in a parking lot.
Stupidely, he ran from the police and head out of the town thinking he
could lose them in the country.
Well, Mr. Doughnut headed out of the town on a highway and instead of
turning off into the first road that leads into the country he
continued on the highway. Getting close to another town he hit his
first car of that day putting that car into the ditch. Did he stop
then? NO!
To make a long story short he hit three cars and ended in the ditch
himself. Well, when the police questioned him they found out it wasn't
even his truck and the owner said he stole the truck. The owner didn't
even have insurance on the truck and my nephew's insurance ended up
paying.
Well, when his insurance went after him they found out he had skipped town and is now living in California. Nice right?
No, cause my nephew insurance went up by $50.00 and the case is tied up
in court cause the owner is saying she isn't paying cause he stole her
truck. The police are not going to bring him back for this case cause
it's not an important enough.
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