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The Insurance Institute for Highway Safety, or IIHS, is a not for
profit organization that conducts research and communicates with the
insurance industry on many pertinent issues. Its primary mission is to
reduce highway accidents, conduct testing on vehicles and communicate
these finding to the car insurance industry, which provides funding for
its work. The research provides pertinent data on the amount of loss
sustained for different vehicles when they are in an accident. This is
not limited only to damage to the vehicle, but also includes: medical
payments, personal injuries, collision and liability issues.
The data collection is primarily done through the Highway Loss Data
Institute, which is part of the IIHS. Crash test ratings are given for
varying vehicles and the effectiveness of each one's specific safety
features. The organization also communicates potential problems and
concerns with different vehicles and technology being used. In
addition,it also looks at the effectiveness of child booster and car
seats. Drivers are provided with a great amount of information on how
to buy a safer vehicle, guide to research a vehicle, and on various
other topics.
This organization is essential to the insurance industry, which bases
its rates for different vehicles on their research findings. These
costs are passed onto the customer, so it is wise to be aware of the
safety ratings of a vehicle that you are going to purchase. The better
the rating, the less you will probably have to pay. In addition, using
this resource to learn about your potential vehicle's safety can help
you to prevent an accident. Learning about the highest rated car seats,
the cars with the best airbags and other key information can provide
extra safety for your family.
Parents can also learn more on educating a teenager driver about safe
driving while on the road. The institute provides brochures that help
to explain the best ways to teach them about driving and to use common
sense. You can also learn about protecting your child in the car using
car seats, air bag use and find ratings on various cars by make and
model.
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