The consumer resource guide
for everything car insurance related.

Auto Insurance Requirements in Pennsylvania


 
Auto Insurance Requirements in Pennsylvania

Pennsylvania is a beautiful, yet can be almost dangerous when driving through it's terrain to go out of state. You're driving for the most part, on slim line freeways, with only two lanes, where ten tonne trucks are your only companions, and for most drivers this can be daunting. Coupled with large drops as you elevate through mountains, again scary, yet hypnotic.

It's important to have at least the minimum car insurance in this state, as well as the big guns, Allstate, Farmers Insurance, State Farm, a little known insurance company can be found in the midst of them, Safe Auto insurance. They're famed for their character "Justin Case". That's exactly what insurance is, just in case you need it, get the cheapest you can find, and the fictional character that features in the adverts suggest that Safe Auto, does have the cheapest kind of auto insurance available, just in case you do have an accident.

The amount of liability you will need to drive in Pennsylvania includes $15,000 liability for bodily injury or death to any 1 person in the event of an accident, as well as carrying $30 000 for bodily injury or death of 2 people in the event of an accident, coupled with $5000 destruction of property liability & last but not least $5000 for medical expenses no matter who's at fault.

Each state has there own governing body for getting drivers licenses renewed as well as getting proof of registration. Pennsylvania's governing body is called "Pennsylvania Department of Transportation" or "PennDOT" for short. To drive without a license in the state of Pennsylvania is even more costly than you think. All insurance agencies in the state of PA, are by law requested to notify PennDOT of any issues regarding your insurance, non-payment, lapse in policy etc....this information is used by PennDOT to send you notice that they require proof of new insurance information in order to allow you the privilege of continuing to drive. Plus you have to maintain the amount of liability as described in the above paragraph in order to do so. So by all means find an insurance company that works for you.