| Most states in America require that you have some form of auto
insurance on your vehicles. However each states will have different
minimum coverage requirements.
In the state of Delaware you must have liability insurance issued by a
company that is authorized to write policies in the state. The minimum
coverage is: $15,000 for bodily injury, or death of one person, $30,000
for bodily injury or death of two people, and $10,000 for injury to
another person, or destruction of another persons property.
In this state, even if your vehicle is off the road and not running, as
long as you have a valid registration, the vehicle must be insured at
all times.
If you are caught driving a vehicle without insurance, you will face
fines, and can have your license suspended. If for some reason you
cancel your insurance, you must also turn in your vehicle license
plates to the DMV, failure to do so can also result in fines.
Some of the unique challenges you may face when driving in Delaware
are: wet leaves on the ground, sun glare, frost, and fog in the fall
season, and snow and ice in the winter.
When driving in the fall, remember that wet leaves on the ground can
become slippery, and also obscure road markings, fog and sun glare may
also make it harder for you to see properly. When you are driving in
these conditions, be sure to slow down and adjust your driving
technique accordingly. Also be sure to clear your windows of any frost
or ice so that your view is not obstructed.
When driving in the winter, you will need to be extremely cautious on
snow covered roads, bridges, overpasses, and roads covered with shade.
Black ice is often impossible to see, so it is advisable to slow down
in areas where ice is possible. If there is heavy snowfall or icing,
you may also want to consider using chains on your tires so that you
will have a little more grip and traction.
In Delaware you will also need to watch for pedestrians, especially
during the morning and afternoon hours when children will be walking
to, and from their school buses, and you will also need to watch for
cyclists. |
