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Auto Insurance Requirements in Alaska

Though there are federal laws that govern certain activities at a national level, the majority of traffic and insurance legislation is decided at state level. Here is some information about insurance requirements for the state of Alaska, as well as some statistics and a few interesting traffic facts.

Insurance Requirements for Alaska

The Department of Administration, Motor Vehicle Department cites Alaska Statute AS 28.22.101 covers mandatory insurance and registration requirements for the state. This is the minimum, mandatory liability coverage under that statute for all registered vehicle owners:

  • $50,000/$100,000 bodily injury or death coverage
  • $25,000 property damage coverage
  • An SR 22 for registered vehicle owners with suspended operator's licenses

Failure to meet the minimum requirements will result in license suspension. Owners must also carry proof of insurance in the vehicle at all times, under penalty of impoundment. Persons with six points or more on their license in a five-year period must carry minimum liability coverage even in exempt areas. According to Alaska Statute AS 28.22.011(1)(A) & (B), these areas are exempt from the mandatory insurance and registration legislation.

Alaska Auto Insurance Quotes

Anchorage Auto Insurance

Anchorage is the largest city in Alaska and is the center of the state's oil, finance and communication industries. The city is home to a number of important military bases, including Joint Base Elmendorf-Richardson, which was formed when Elmendorf Air Force Base and Fort Richardson Army Post merged. Six mountain ranges are visible from Anchorage, including the Kenai, Alaska and Aleutian.

Cook Inlet, in the Gulf of Alaska, is popular with kayakers during the summertime. The Anchorage Museum at Rasmuson Center has exhibits that focus on works of Alaska's native cultures as well as items that highlight the intersection of art and the environment. The Alaska Native Heritage Center offers demonstrations of native dancing, games and art.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Anchorage $1,362.00 $1,070.00 $1,356.00 $1,268.00 $1,414.00 $1,286.00 $1,012.00 $1,280.00 $1,198.00 $1,332.00

Juneau Auto Insurance

Juneau is the capital of Alaska and the main port for many cruise ships coming to the state. Once a Native American fishing camp, the area was settled as a mining camp in the 1880s. Most people access Juneau via ship or airplane as there is limited land access to the city.

Outdoor activities are a major draw for many visitors, including Tracy Arm Fjord, Mendenhall Glacier and Nugget Falls. Numerous companies offer boar tours for people hoping to see migrating whales, birds and dolphins. For those looking for an indoor experience, the Alaska State Museum has numerous exhibits on the state's human and natural history.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Juneau $1,026.00 $802.00 $1,025.00 $956.00 $1,077.00 $971.00 $762.00 $972.00 $908.00 $1,019.00

Fairbanks Auto Insurance

Fairbanks is the second largest city in Alaska and is home to Eilson Air Force Base and Fort Wainwright. Fairbanks is a center of commerce, tourism and transportation.

Outdoor activities are very popular with tourists, from viewing the Northern Lights in winter to experiencing the midnight sun during the summer solstice. The Chena Hot Springs Resort includes the Aurora Ice Museum, which is only open in winter and features everything from ice beds to an ice chess set. The Fountainhead Antique Auto Museum includes more than 80 vehicles, from carriages to 1930s-era roadsters.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Fairbanks $1,254.00 $968.00 $1,250.00 $1,168.00 $1,321.00 $1,180.00 $915.00 $1,179.00 $1,104.00 $1,242.00

Sitka Auto Insurance

Sitka is south of Juneau and Glacier Bay National Park. The historic home of the Tlingit tribe, the area saw an influx of Russian migrants in the early 19th century. Sitka is bordered by mountain ranges to the east and the Pacific Ocean to the west.

Sitka National Historic Park is on the site of a battle between Russian immigrants and native peoples and includes Tlingit and Haida totem poles. The Russian Bishop's House is an example of Russian colonial architecture and offers tours and educational programs. The Alaska Raptor Center houses and rehabilitates many birds of prey, including eagles, raptors and hawks and offers tours.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Sitka $1,003.00 $778.00 $996.00 $932.00 $1,060.00 $948.00 $738.00 $943.00 $884.00 $1,000.00

Wasilla Auto Insurance

Incorporated in 1974, Wasilla is north of Anchorage. Originally an agricultural area, Wasilla grew more with the arrival of a railroad. The city is named after a Native American chief.

Independence Mine State Historical Park preserves the remains of two gold mines and offers tours. The Iditarod Headquarters teaches visitors about the history of the iconic sled dog race. The Museum of Alaska Transportation and Industry includes a collection of antique cars, trains and aircraft.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Wasilla $1,319.00 $1,038.00 $1,319.00 $1,235.00 $1,377.00 $1,246.00 $984.00 $1,248.00 $1,170.00 $1,299.00

Ketchikan Auto Insurance

Ketchikan is in the southern portion of Alaska along the Pacific Ocean. Native tribes used the area as a fishing camp. Later settlers were drawn by the plentiful timber and fish.

Outdoor activities such as fishing are popular with visitors, who have a variety of boat charter companies to choose from when planning trips. The Totem Bight State Historic Park features preserved and reconstructed totem poles as well as a clan house. The Misty Fjords National Monument offers breathtaking views of fjords and waterways and there are a number of guided tours available.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Ketchikan $1,084.00 $830.00 $1,082.00 $1,007.00 $1,139.00 $1,024.00 $788.00 $1,024.00 $954.00 $1,075.00

Kenai Auto Insurance

Kenai is south of Anchorage on the Kenai Peninsula. The Kachemak people are believed to be the earliest human settlers in the area, going back to 1,000 BCE. Russian fur traders arrives in the 1700s and gold prospectors arrives in the late 1800s.

Kenai is known for its world-class salmon fishing, which draws many visitors. The city's Old Town district has a number of historic structures and visitors can take self-guided walking tours. The Crescent Lake Hiking Trail offers hiking and biking trails of varying difficulty.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Kenai $1,203.00 $927.00 $1,198.00 $1,116.00 $1,263.00 $1,133.00 $876.00 $1,129.00 $1,054.00 $1,188.00

Kodiak Auto Insurance

Kodiak is on Kodiak Island in the Gulf of Alaska. The city was once a fishing port and got an economic boost during World War II as a site for military staging operations. The city lost many buildings and much of its fishing fleet in a 1964 earthquake, but recovered to become a large fishing center.

The Kodiak National Wildlife Refuge Visitor Center serves as a preserve for many native species, such as the Kodiak brown bear Sitka black-tailed deer. The Kodiak Fisheries Research Center allows visitors to handle marine animals. Tourists looking for more outdoor activities can charter boats or airplanes for a different view of the surrounding environment.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Kodiak $1,145.00 $875.00 $1,138.00 $1,057.00 $1,204.00 $1,078.00 $826.00 $1,072.00 $998.00 $1,130.00

Homer Auto Insurance

Homer is on the southern part of the Kenai Peninsula with an economy centered around tourism, fishing and government services. Coal miners settled in the area in the late 1800s. The area was heavily impacted by the 1989 Exxon Valdez oil tanker spill.

Visitors can sign on for harbor tours and bay cruises to get a look at whales and sea otters. Nearby Kachemak Bay State Park offers glacier hikes. The popular Kachemak Bay Shorebird Festival offers numerous activities for bird watchers every spring.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Homer $1,214.00 $933.00 $1,208.00 $1,124.00 $1,278.00 $1,142.00 $881.00 $1,137.00 $1,060.00 $1,200.00

Soldotna Auto Insurance

Soldotna is on the Kenai Peninsula and was incorporated in the 1960s. The area was lightly populated until the construction of roads and the discovery of oil in the region. Today, the city provides retail and commerce to many people in the surrounding area.

The Kenai National Wildlife Refuge offers hiking trails and rustic cabins for camping. Kenai River salmon bring many visitors to the area during the fishing season. Soldotna also has many breweries and restaurants.

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Soldotna $1,190.00 $917.00 $1,186.00 $1,106.00 $1,248.00 $1,122.00 $868.00 $1,118.00 $1,045.00 $1,176.00

City Single Married
Sedan Suv Coupe Truck Hybrid Sedan Suv Coupe Truck Hybrid
Adak $1,171.00 $897.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Akiachak $1,168.00 $896.00 $1,160.00 $1,080.00 $1,228.00 $1,098.00 $845.00 $1,092.00 $1,018.00 $1,152.00
Akiak $1,176.00 $900.00 $1,168.00 $1,086.00 $1,238.00 $1,104.00 $849.00 $1,098.00 $1,024.00 $1,160.00
Akutan $1,172.00 $898.00 $1,164.00 $1,084.00 $1,234.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,158.00
Alakanuk $1,170.00 $898.00 $1,163.00 $1,082.00 $1,231.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Aleknagik $1,175.00 $899.00 $1,166.00 $1,084.00 $1,237.00 $1,104.00 $848.00 $1,096.00 $1,022.00 $1,160.00
Allakaket $1,170.00 $896.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Ambler $1,172.00 $898.00 $1,164.00 $1,082.00 $1,232.00 $1,102.00 $847.00 $1,094.00 $1,020.00 $1,156.00
Anaktuvuk Pass $1,169.00 $896.00 $1,162.00 $1,080.00 $1,230.00 $1,099.00 $845.00 $1,092.00 $1,019.00 $1,154.00
Anchor Point $1,214.00 $932.00 $1,206.00 $1,123.00 $1,276.00 $1,141.00 $880.00 $1,136.00 $1,060.00 $1,198.00
Anchorage $1,362.00 $1,070.00 $1,356.00 $1,268.00 $1,414.00 $1,286.00 $1,012.00 $1,280.00 $1,198.00 $1,332.00
Anderson $1,174.00 $898.00 $1,165.00 $1,084.00 $1,236.00 $1,102.00 $846.00 $1,096.00 $1,021.00 $1,160.00
Angoon $994.00 $771.00 $988.00 $924.00 $1,050.00 $940.00 $732.00 $936.00 $876.00 $992.00
Aniak $1,177.00 $900.00 $1,168.00 $1,086.00 $1,238.00 $1,106.00 $850.00 $1,098.00 $1,024.00 $1,162.00
Anvik $1,174.00 $899.00 $1,166.00 $1,084.00 $1,234.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,158.00
Arctic Village $1,175.00 $900.00 $1,167.00 $1,086.00 $1,237.00 $1,104.00 $849.00 $1,098.00 $1,024.00 $1,160.00
Atka $1,174.00 $898.00 $1,165.00 $1,084.00 $1,234.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,158.00
Barrow $1,192.00 $911.00 $1,181.00 $1,099.00 $1,254.00 $1,118.00 $858.00 $1,110.00 $1,034.00 $1,174.00
Beaver $1,170.00 $896.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Bethel $1,187.00 $908.00 $1,177.00 $1,095.00 $1,246.00 $1,114.00 $856.00 $1,106.00 $1,031.00 $1,168.00
Bettles Field $1,186.00 $907.00 $1,176.00 $1,094.00 $1,248.00 $1,113.00 $854.00 $1,105.00 $1,030.00 $1,170.00
Brevig Mission $1,164.00 $892.00 $1,157.00 $1,077.00 $1,224.00 $1,094.00 $842.00 $1,089.00 $1,015.00 $1,149.00
Buckland $1,172.00 $898.00 $1,164.00 $1,082.00 $1,232.00 $1,102.00 $847.00 $1,095.00 $1,020.00 $1,156.00
Cantwell $1,179.00 $903.00 $1,170.00 $1,088.00 $1,240.00 $1,107.00 $850.00 $1,101.00 $1,026.00 $1,163.00
Central $1,181.00 $903.00 $1,172.00 $1,090.00 $1,244.00 $1,108.00 $852.00 $1,102.00 $1,026.00 $1,166.00
Chefornak $1,171.00 $897.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Chevak $1,169.00 $896.00 $1,162.00 $1,080.00 $1,230.00 $1,099.00 $845.00 $1,092.00 $1,019.00 $1,154.00
Chugiak $1,334.00 $1,048.00 $1,330.00 $1,245.00 $1,388.00 $1,259.00 $993.00 $1,259.00 $1,178.00 $1,308.00
Circle $1,175.00 $900.00 $1,166.00 $1,086.00 $1,236.00 $1,104.00 $849.00 $1,098.00 $1,024.00 $1,160.00
Clam Gulch $1,210.00 $934.00 $1,204.00 $1,122.00 $1,272.00 $1,138.00 $882.00 $1,136.00 $1,060.00 $1,196.00
Clarks Point $1,179.00 $902.00 $1,170.00 $1,088.00 $1,241.00 $1,107.00 $850.00 $1,100.00 $1,024.00 $1,164.00
Clear $1,181.00 $904.00 $1,172.00 $1,089.00 $1,243.00 $1,109.00 $851.00 $1,102.00 $1,026.00 $1,165.00
Cold Bay $1,172.00 $898.00 $1,164.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Cooper Landing $1,202.00 $924.00 $1,196.00 $1,114.00 $1,265.00 $1,132.00 $874.00 $1,128.00 $1,052.00 $1,189.00
Copper Center $1,215.00 $933.00 $1,208.00 $1,124.00 $1,279.00 $1,142.00 $881.00 $1,138.00 $1,060.00 $1,200.00
Cordova $1,214.00 $933.00 $1,206.00 $1,122.00 $1,276.00 $1,142.00 $882.00 $1,137.00 $1,059.00 $1,199.00
Craig $1,098.00 $839.00 $1,094.00 $1,016.00 $1,154.00 $1,036.00 $796.00 $1,034.00 $963.00 $1,088.00
Crooked Creek $1,178.00 $902.00 $1,168.00 $1,086.00 $1,239.00 $1,106.00 $850.00 $1,099.00 $1,024.00 $1,162.00
Deering $1,172.00 $898.00 $1,164.00 $1,082.00 $1,232.00 $1,102.00 $847.00 $1,095.00 $1,020.00 $1,156.00
Delta Junction $1,174.00 $898.00 $1,166.00 $1,084.00 $1,239.00 $1,102.00 $846.00 $1,096.00 $1,022.00 $1,161.00
Denali National Park $1,170.00 $896.00 $1,162.00 $1,080.00 $1,230.00 $1,099.00 $845.00 $1,094.00 $1,018.00 $1,154.00
Dillingham $1,177.00 $900.00 $1,168.00 $1,086.00 $1,240.00 $1,106.00 $849.00 $1,098.00 $1,023.00 $1,162.00
Douglas $1,004.00 $780.00 $997.00 $934.00 $1,058.00 $948.00 $740.00 $944.00 $885.00 $999.00
Dutch Harbor $1,166.00 $894.00 $1,158.00 $1,078.00 $1,225.00 $1,096.00 $844.00 $1,090.00 $1,017.00 $1,150.00
Eagle River $1,328.00 $1,044.00 $1,326.00 $1,239.00 $1,383.00 $1,254.00 $990.00 $1,254.00 $1,174.00 $1,304.00
Eek $1,171.00 $896.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Eielson Afb $1,239.00 $956.00 $1,236.00 $1,153.00 $1,306.00 $1,166.00 $904.00 $1,165.00 $1,090.00 $1,229.00
Ekwok $1,174.00 $899.00 $1,166.00 $1,084.00 $1,237.00 $1,104.00 $848.00 $1,096.00 $1,022.00 $1,160.00
Elfin Cove $1,006.00 $781.00 $1,000.00 $935.00 $1,063.00 $951.00 $740.00 $946.00 $886.00 $1,002.00
Elim $1,164.00 $892.00 $1,157.00 $1,077.00 $1,224.00 $1,094.00 $842.00 $1,089.00 $1,016.00 $1,150.00
Emmonak $1,170.00 $896.00 $1,162.00 $1,082.00 $1,231.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Fairbanks $1,254.00 $968.00 $1,250.00 $1,168.00 $1,321.00 $1,180.00 $915.00 $1,179.00 $1,104.00 $1,242.00
False Pass $1,171.00 $898.00 $1,163.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Fort Wainwright $1,266.00 $975.00 $1,258.00 $1,175.00 $1,334.00 $1,190.00 $920.00 $1,186.00 $1,108.00 $1,252.00
Fort Yukon $1,181.00 $904.00 $1,172.00 $1,090.00 $1,244.00 $1,108.00 $852.00 $1,102.00 $1,026.00 $1,166.00
Gakona $1,216.00 $934.00 $1,208.00 $1,125.00 $1,280.00 $1,143.00 $882.00 $1,138.00 $1,062.00 $1,202.00
Galena $1,170.00 $898.00 $1,163.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Girdwood $1,326.00 $1,036.00 $1,322.00 $1,234.00 $1,387.00 $1,251.00 $981.00 $1,250.00 $1,168.00 $1,307.00
Glennallen $1,214.00 $932.00 $1,207.00 $1,124.00 $1,278.00 $1,142.00 $880.00 $1,136.00 $1,060.00 $1,200.00
Goodnews Bay $1,170.00 $896.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Gustavus $1,004.00 $779.00 $998.00 $934.00 $1,060.00 $948.00 $739.00 $944.00 $885.00 $1,001.00
Haines $1,006.00 $780.00 $1,000.00 $934.00 $1,064.00 $950.00 $740.00 $946.00 $886.00 $1,004.00
Healy $1,170.00 $896.00 $1,163.00 $1,081.00 $1,233.00 $1,100.00 $845.00 $1,094.00 $1,019.00 $1,156.00
Holy Cross $1,173.00 $898.00 $1,164.00 $1,084.00 $1,234.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,158.00
Homer $1,214.00 $933.00 $1,208.00 $1,124.00 $1,278.00 $1,142.00 $881.00 $1,137.00 $1,060.00 $1,200.00
Hoonah $1,004.00 $778.00 $998.00 $933.00 $1,060.00 $948.00 $739.00 $944.00 $884.00 $1,000.00
Hooper Bay $1,169.00 $896.00 $1,161.00 $1,080.00 $1,230.00 $1,098.00 $845.00 $1,092.00 $1,018.00 $1,154.00
Hope $1,200.00 $924.00 $1,194.00 $1,113.00 $1,263.00 $1,130.00 $872.00 $1,126.00 $1,051.00 $1,188.00
Hughes $1,172.00 $898.00 $1,164.00 $1,083.00 $1,232.00 $1,102.00 $847.00 $1,095.00 $1,021.00 $1,156.00
Huslia $1,172.00 $898.00 $1,164.00 $1,083.00 $1,232.00 $1,102.00 $847.00 $1,094.00 $1,020.00 $1,156.00
Hydaburg $1,092.00 $836.00 $1,090.00 $1,013.00 $1,148.00 $1,032.00 $792.00 $1,030.00 $960.00 $1,082.00
Hyder $1,097.00 $840.00 $1,094.00 $1,017.00 $1,152.00 $1,036.00 $796.00 $1,034.00 $963.00 $1,086.00
Iliamna $1,174.00 $898.00 $1,166.00 $1,084.00 $1,236.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,159.00
Indian $1,318.00 $1,036.00 $1,318.00 $1,231.00 $1,377.00 $1,246.00 $982.00 $1,246.00 $1,166.00 $1,299.00
Jber $1,313.00 $1,034.00 $1,312.00 $1,230.00 $1,364.00 $1,242.00 $982.00 $1,243.00 $1,166.00 $1,288.00
Juneau $1,026.00 $802.00 $1,025.00 $956.00 $1,077.00 $971.00 $762.00 $972.00 $908.00 $1,019.00
Kalskag $1,167.00 $894.00 $1,160.00 $1,080.00 $1,227.00 $1,098.00 $844.00 $1,092.00 $1,018.00 $1,152.00
Kaltag $1,172.00 $898.00 $1,164.00 $1,083.00 $1,232.00 $1,102.00 $847.00 $1,096.00 $1,020.00 $1,156.00
Kasilof $1,205.00 $927.00 $1,198.00 $1,117.00 $1,266.00 $1,134.00 $876.00 $1,130.00 $1,054.00 $1,190.00
Kenai $1,203.00 $927.00 $1,198.00 $1,116.00 $1,263.00 $1,133.00 $876.00 $1,129.00 $1,054.00 $1,188.00
Ketchikan $1,084.00 $830.00 $1,082.00 $1,007.00 $1,139.00 $1,024.00 $788.00 $1,024.00 $954.00 $1,075.00
Kiana $1,170.00 $896.00 $1,162.00 $1,082.00 $1,230.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,155.00
King Cove $1,170.00 $896.00 $1,162.00 $1,082.00 $1,230.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,154.00
King Salmon $1,174.00 $899.00 $1,166.00 $1,085.00 $1,237.00 $1,103.00 $848.00 $1,097.00 $1,022.00 $1,160.00
Kipnuk $1,171.00 $897.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Kivalina $1,172.00 $898.00 $1,164.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Klawock $1,100.00 $840.00 $1,096.00 $1,018.00 $1,156.00 $1,038.00 $796.00 $1,036.00 $964.00 $1,090.00
Kobuk $1,171.00 $898.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Kodiak $1,145.00 $875.00 $1,138.00 $1,057.00 $1,204.00 $1,078.00 $826.00 $1,072.00 $998.00 $1,130.00
Kotlik $1,170.00 $897.00 $1,163.00 $1,082.00 $1,231.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Kotzebue $1,172.00 $898.00 $1,163.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Koyuk $1,164.00 $892.00 $1,157.00 $1,077.00 $1,224.00 $1,094.00 $842.00 $1,089.00 $1,015.00 $1,149.00
Kwethluk $1,172.00 $898.00 $1,163.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Kwigillingok $1,172.00 $899.00 $1,164.00 $1,085.00 $1,232.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,156.00
Lake Minchumina $1,176.00 $900.00 $1,168.00 $1,086.00 $1,238.00 $1,104.00 $849.00 $1,098.00 $1,022.00 $1,161.00
Levelock $1,174.00 $898.00 $1,166.00 $1,084.00 $1,236.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,159.00
Lower Kalskag $1,168.00 $895.00 $1,160.00 $1,080.00 $1,228.00 $1,098.00 $845.00 $1,092.00 $1,018.00 $1,153.00
Manley Hot Springs $1,174.00 $900.00 $1,166.00 $1,084.00 $1,236.00 $1,104.00 $848.00 $1,097.00 $1,022.00 $1,160.00
Manokotak $1,176.00 $900.00 $1,168.00 $1,086.00 $1,238.00 $1,105.00 $849.00 $1,098.00 $1,022.00 $1,162.00
Marshall $1,170.00 $898.00 $1,163.00 $1,082.00 $1,231.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Mc Grath $1,172.00 $898.00 $1,164.00 $1,084.00 $1,233.00 $1,102.00 $847.00 $1,096.00 $1,020.00 $1,158.00
Mekoryuk $1,170.00 $896.00 $1,162.00 $1,082.00 $1,231.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Metlakatla $1,102.00 $842.00 $1,098.00 $1,020.00 $1,158.00 $1,040.00 $798.00 $1,038.00 $966.00 $1,092.00
Meyers Chuck $1,088.00 $832.00 $1,085.00 $1,008.00 $1,142.00 $1,028.00 $790.00 $1,026.00 $956.00 $1,078.00
Minto $1,180.00 $904.00 $1,171.00 $1,090.00 $1,242.00 $1,108.00 $852.00 $1,101.00 $1,026.00 $1,164.00
Moose Pass $1,200.00 $924.00 $1,194.00 $1,113.00 $1,263.00 $1,130.00 $872.00 $1,126.00 $1,051.00 $1,188.00
Mountain Village $1,170.00 $897.00 $1,163.00 $1,082.00 $1,231.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Naknek $1,169.00 $896.00 $1,162.00 $1,081.00 $1,230.00 $1,098.00 $845.00 $1,093.00 $1,019.00 $1,154.00
Napakiak $1,170.00 $898.00 $1,163.00 $1,082.00 $1,231.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Nenana $1,169.00 $895.00 $1,161.00 $1,080.00 $1,230.00 $1,098.00 $844.00 $1,092.00 $1,018.00 $1,154.00
New Stuyahok $1,174.00 $898.00 $1,166.00 $1,083.00 $1,236.00 $1,102.00 $847.00 $1,096.00 $1,021.00 $1,160.00
Nikolski $1,170.00 $896.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Ninilchik $1,204.00 $926.00 $1,198.00 $1,116.00 $1,267.00 $1,134.00 $874.00 $1,129.00 $1,054.00 $1,191.00
Noatak $1,173.00 $898.00 $1,164.00 $1,084.00 $1,233.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,158.00
Nome $1,164.00 $892.00 $1,157.00 $1,077.00 $1,224.00 $1,094.00 $842.00 $1,089.00 $1,015.00 $1,149.00
Nondalton $1,174.00 $898.00 $1,166.00 $1,084.00 $1,236.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,159.00
Noorvik $1,172.00 $898.00 $1,163.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
North Pole $1,244.00 $960.00 $1,240.00 $1,159.00 $1,312.00 $1,172.00 $908.00 $1,170.00 $1,096.00 $1,234.00
Nuiqsut $1,178.00 $902.00 $1,168.00 $1,088.00 $1,239.00 $1,106.00 $850.00 $1,100.00 $1,024.00 $1,162.00
Nulato $1,178.00 $902.00 $1,169.00 $1,088.00 $1,239.00 $1,106.00 $850.00 $1,100.00 $1,024.00 $1,162.00
Palmer $1,332.00 $1,046.00 $1,330.00 $1,243.00 $1,387.00 $1,258.00 $992.00 $1,258.00 $1,177.00 $1,308.00
Petersburg $1,002.00 $777.00 $995.00 $931.00 $1,058.00 $946.00 $737.00 $942.00 $882.00 $999.00
Pilot Station $1,170.00 $896.00 $1,162.00 $1,080.00 $1,230.00 $1,100.00 $845.00 $1,093.00 $1,019.00 $1,154.00
Platinum $1,170.00 $896.00 $1,162.00 $1,082.00 $1,230.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Point Baker $1,085.00 $830.00 $1,083.00 $1,007.00 $1,140.00 $1,026.00 $788.00 $1,025.00 $954.00 $1,076.00
Point Hope $1,172.00 $898.00 $1,164.00 $1,084.00 $1,233.00 $1,102.00 $847.00 $1,096.00 $1,021.00 $1,156.00
Point Lay $1,178.00 $901.00 $1,168.00 $1,086.00 $1,240.00 $1,106.00 $850.00 $1,099.00 $1,024.00 $1,162.00
Port Alexander $1,003.00 $778.00 $996.00 $932.00 $1,060.00 $948.00 $738.00 $943.00 $884.00 $1,000.00
Port Alsworth $1,174.00 $898.00 $1,166.00 $1,084.00 $1,236.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,159.00
Prudhoe Bay $1,183.00 $904.00 $1,174.00 $1,091.00 $1,246.00 $1,110.00 $852.00 $1,103.00 $1,028.00 $1,167.00
Quinhagak $1,167.00 $894.00 $1,160.00 $1,080.00 $1,227.00 $1,098.00 $844.00 $1,092.00 $1,018.00 $1,152.00
Rampart $1,170.00 $896.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Red Devil $1,170.00 $896.00 $1,162.00 $1,081.00 $1,230.00 $1,100.00 $845.00 $1,094.00 $1,019.00 $1,155.00
Ruby $1,176.00 $900.00 $1,168.00 $1,086.00 $1,238.00 $1,105.00 $849.00 $1,098.00 $1,023.00 $1,161.00
Russian Mission $1,173.00 $898.00 $1,164.00 $1,084.00 $1,233.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,157.00
Saint Marys $1,170.00 $896.00 $1,162.00 $1,082.00 $1,231.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Saint Michael $1,166.00 $894.00 $1,158.00 $1,078.00 $1,226.00 $1,096.00 $843.00 $1,090.00 $1,017.00 $1,151.00
Saint Paul Island $1,175.00 $900.00 $1,166.00 $1,086.00 $1,236.00 $1,104.00 $848.00 $1,098.00 $1,024.00 $1,160.00
Salcha $1,258.00 $970.00 $1,252.00 $1,169.00 $1,326.00 $1,184.00 $916.00 $1,180.00 $1,104.00 $1,246.00
Sand Point $1,168.00 $896.00 $1,160.00 $1,080.00 $1,228.00 $1,098.00 $845.00 $1,092.00 $1,018.00 $1,154.00
Savoonga $1,166.00 $894.00 $1,158.00 $1,078.00 $1,226.00 $1,096.00 $844.00 $1,090.00 $1,017.00 $1,151.00
Scammon Bay $1,170.00 $896.00 $1,162.00 $1,082.00 $1,231.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Selawik $1,170.00 $896.00 $1,162.00 $1,081.00 $1,230.00 $1,099.00 $845.00 $1,094.00 $1,020.00 $1,154.00
Seward $1,208.00 $927.00 $1,200.00 $1,117.00 $1,270.00 $1,136.00 $876.00 $1,131.00 $1,055.00 $1,193.00
Shageluk $1,174.00 $898.00 $1,165.00 $1,084.00 $1,234.00 $1,102.00 $848.00 $1,096.00 $1,022.00 $1,158.00
Shaktoolik $1,165.00 $893.00 $1,158.00 $1,078.00 $1,225.00 $1,095.00 $842.00 $1,090.00 $1,016.00 $1,150.00
Shishmaref $1,166.00 $894.00 $1,158.00 $1,079.00 $1,226.00 $1,096.00 $844.00 $1,091.00 $1,018.00 $1,151.00
Shungnak $1,170.00 $896.00 $1,162.00 $1,082.00 $1,230.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,155.00
Sitka $1,003.00 $778.00 $996.00 $932.00 $1,060.00 $948.00 $738.00 $943.00 $884.00 $1,000.00
Skagway $1,008.00 $782.00 $1,002.00 $936.00 $1,066.00 $952.00 $741.00 $947.00 $887.00 $1,006.00
Skwentna $1,172.00 $897.00 $1,163.00 $1,083.00 $1,233.00 $1,100.00 $846.00 $1,094.00 $1,021.00 $1,156.00
Sleetmute $1,172.00 $898.00 $1,164.00 $1,082.00 $1,232.00 $1,101.00 $847.00 $1,094.00 $1,020.00 $1,156.00
Soldotna $1,190.00 $917.00 $1,186.00 $1,106.00 $1,248.00 $1,122.00 $868.00 $1,118.00 $1,045.00 $1,176.00
South Naknek $1,174.00 $899.00 $1,166.00 $1,085.00 $1,238.00 $1,103.00 $848.00 $1,097.00 $1,022.00 $1,160.00
Stebbins $1,166.00 $894.00 $1,158.00 $1,078.00 $1,226.00 $1,096.00 $843.00 $1,090.00 $1,017.00 $1,151.00
Sterling $1,196.00 $920.00 $1,190.00 $1,110.00 $1,256.00 $1,126.00 $870.00 $1,123.00 $1,048.00 $1,182.00
Stevens Village $1,171.00 $897.00 $1,162.00 $1,082.00 $1,232.00 $1,100.00 $846.00 $1,094.00 $1,020.00 $1,156.00
Talkeetna $1,174.00 $900.00 $1,166.00 $1,086.00 $1,235.00 $1,103.00 $848.00 $1,096.00 $1,024.00 $1,158.00
Tanana $1,182.00 $904.00 $1,174.00 $1,092.00 $1,244.00 $1,110.00 $852.00 $1,103.00 $1,028.00 $1,167.00
Thorne Bay $1,090.00 $834.00 $1,088.00 $1,011.00 $1,144.00 $1,029.00 $792.00 $1,028.00 $958.00 $1,079.00
Tok $1,183.00 $906.00 $1,174.00 $1,092.00 $1,246.00 $1,110.00 $854.00 $1,104.00 $1,028.00 $1,168.00
Trapper Creek $1,179.00 $902.00 $1,170.00 $1,089.00 $1,242.00 $1,106.00 $850.00 $1,100.00 $1,026.00 $1,164.00
Tununak $1,175.00 $900.00 $1,166.00 $1,085.00 $1,238.00 $1,104.00 $848.00 $1,098.00 $1,022.00 $1,160.00
Tyonek $1,210.00 $930.00 $1,203.00 $1,120.00 $1,272.00 $1,138.00 $878.00 $1,134.00 $1,056.00 $1,196.00
Unalakleet $1,166.00 $894.00 $1,158.00 $1,079.00 $1,226.00 $1,096.00 $844.00 $1,091.00 $1,018.00 $1,151.00
Unalaska $1,164.00 $892.00 $1,158.00 $1,077.00 $1,224.00 $1,095.00 $843.00 $1,090.00 $1,016.00 $1,150.00
Valdez $1,212.00 $932.00 $1,206.00 $1,121.00 $1,274.00 $1,140.00 $880.00 $1,136.00 $1,058.00 $1,197.00
Venetie $1,175.00 $900.00 $1,167.00 $1,086.00 $1,237.00 $1,104.00 $849.00 $1,098.00 $1,024.00 $1,160.00
Wainwright $1,178.00 $902.00 $1,169.00 $1,086.00 $1,240.00 $1,106.00 $850.00 $1,099.00 $1,024.00 $1,162.00
Wales $1,164.00 $892.00 $1,157.00 $1,077.00 $1,224.00 $1,094.00 $842.00 $1,089.00 $1,015.00 $1,149.00
Wasilla $1,319.00 $1,038.00 $1,319.00 $1,235.00 $1,377.00 $1,246.00 $984.00 $1,248.00 $1,170.00 $1,299.00
White Mountain $1,165.00 $893.00 $1,158.00 $1,077.00 $1,225.00 $1,095.00 $842.00 $1,089.00 $1,016.00 $1,150.00
Willow $1,323.00 $1,026.00 $1,318.00 $1,228.00 $1,386.00 $1,248.00 $972.00 $1,246.00 $1,162.00 $1,306.00
Wrangell $1,079.00 $826.00 $1,077.00 $1,002.00 $1,132.00 $1,020.00 $784.00 $1,020.00 $950.00 $1,068.00
Yakutat $1,084.00 $830.00 $1,082.00 $1,006.00 $1,138.00 $1,024.00 $788.00 $1,024.00 $954.00 $1,074.00

Insurance Fraud in Alaska

Insurance fraud is a serious problem, causing insurance premiums costing consumers an estimated 13 - 18 percent increase in their auto insurance premiums per year. In the state of Alaska, insurance fraud is a criminal act under Alaska Statute § 21.36.360, ranging from a Class A misdemeanor to a Class B felony, depending on the severity of the crime. Persons are guilty of insurance fraud under this statute if they:

  • Collect an unprovided charge or premium
  • Knowingly provide false oral or written statement to an insurance underwriter
  • Conspire or collude with another person or persons to make such provide such statements
  • Intentionally accept excess premiums or charges
  • Misappropriate or illegally hold premiums
  • Fail to pay title tax when due

Alcohol-related Accidents Statistics for Alaska

Alcohol is a major factor in many traffic accidents, often with deadly consequences. In the state of Alaska, alcohol was a factor in one-third of all highway fatalities.

The good news is that this shows a decrease in alcohol-related traffic fatalities overall. A National Highway Traffic Safety Administration study that was conducted over a 16-year period found that of the traffic fatalities on Alaska's roads, 52.6 percent were alcohol-related; the good news is that number is decreasing and now stands 31 percent.


Only in Alaska

Every state has its own legal peculiarities. Some of these laws are just common sense and some make one wonder why it was necessary to write such legislation. In the state of Alaska, it is illegal for one to tether their dog to the roof of their car or to luggage racks affixed to the roof of the car. Violators face fines and possible jail time.

Did you know?

In the state of Alaska, it is unlawful for moose to mate on public streets; there was no word on the penalty involved for infractions.

Auto Insurance Center Methodology

Auto insurance quotes are for a hypothetical driver who has state minimum coverage with $500 deductibles for one vehicle. The driver is male or female, 35 years old, has good credit, a college degree, and is employed with a clean driving record, no lapse in coverage, or claims. The vehicles are driven 16,000 miles per year for commuting and are garaged on premises. The auto quotes include common discounts and are estimates, but not guaranteed.