Stand up and settle your insurance claim. Why let the attorneys and all
the other Para legals get most of your insurance settlement when you
can settle it yourself. There are a few rules to go by but this task of
settling your insurance claim yourself is possible and will put a lot
more cash in your pocket instead of an attorneys. Below are some simple
rules to remember and conduct your self with when dealing with the
• Always be clear of what your objective is with the conversation
you are having with the insurance claims agent. This includes you being
concise and accurate with all answers and questions.
miss meetings or any scheduled appointments agreed to between you and
your claims agent. Missing these appointments can send the message that
all is not in order and that you can be taken advantage of.
• Become educated through resources at your local library and do
your homework on your particular states laws and how they effect your
• Before signing any agreements between an insurance
claims agent know the content and the legal ramifications that can come
from it. If you need to take the document to an attorney for a once
over look than do it before signing the settlement agreement.
• Never engage yourself in conversation with the insurance agent
that seems that it would damage your case. Ask for a recess or get back
to the agent after becoming clearer on the subject at hand.
your Insurance Claim is not that hard of a job if you are willing to be
patient and research the problems you encounter along the way. There
are lots of resources to use online and with a little looking a person
can become very proficient at conducting there case management with the
insurance claims adjuster. Another point to always remember is to never
trust that what is offered as a settlement is what you will receive in
the end. Ask questions in regards to taxes, future medical expenses,
damage and ongoing assistance. If after all the questions have been
answered than begin negotiating with the Insurance agent.
Most agents if asked will allow the customer to casually ask how
much they would be willing to offer for a out of court settlement. Keep
in mind the insurance claims agent will begin usually with a low ball
figure. If however you have done your research and gathered together
your facts you should be able to present an informed counter offer. The
insurance claims agent will attempt to meet you somewhere in the middle
of the two figures. The final word of acceptance will be yours.