The AARP Auto Insurance Company started to insure their members in 1984. This insurance is for people who are 50 or older. The AARP company has offices in all fifty states. This company wants to better the life of anyone who is 50 or older. That is why they have the AARP insurance program. AARP insurance which is also known as The Hartford has many convenient features for adults 50 and older in age. If you have an accident, then you can always reach a representative no matter what time of day or night it is. The Hartford also has different payment plans to help you pay for your insurance.
The Hartford also has something called accident forgiveness. You have to check to see if your state is a participant in this. For anyone who is a really safe driver, they have a collision deductible that will drop by a total of $150 dollars after you have been free from any accidents for five years, but three of those years will have to have been part of the AARP insurance program. After that you will get $50 more dollars off per year until you reach a $0 deductible. Also, if you have an accident that was someone else's fault, the AARP insurance may pay for your damages and also pay your deductible. If you choose a shop that AARP recommends they will also take a total of $100 off of your deductible to help you get your car fixed.
The AARP insurance will pay for a new car if your car is a total loss and you have had it for only 15 months and the mileage is less than 15,000.
They also have the feature where they will guarantee your rate for a total of one year at a time. Most insurance companies will guarantee it for six months and when you get your next bill you may be shocked to see the rate go up. This would be a great insurance company for anyone who is 50 or older because of all of the benefits they give you.
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