You must be a modern daredevil today to drive in Mexico. Perhaps the tight streets of the northeastern United States are not enough. You, my friend, enjoy the element of danger. Don’t be a fool. The idea of getting Mexican insurance must be a priority. The potential for a problem is high.
I’ve had firsthand experience watching a drunken man sideswipe cars in an older Lincoln Continental. It was like he was in a NASCAR race trying to nudge everyone else out for the win. Given the scenario, I expected to see a matadore with his muleta outstretched and waving the man onward.
Mexico is not all that barbaric, but some of it can be. So, it is best to do a quick search-and-grab for insurance coverage. After all, insurance from a Mexican company is required by Mexican law in an accident even if you are not at fault. Like your coverage at home, a Mexican insurance policy can provide coverage for damage to your vehicle or its total loss.
Driving into the southern and eastern areas of Mexico can be a real treat. It is a tremendous expanse of land with some of the most amazing views and roadside interests. But don’t be surprised if you find a few rocks in the road. In fact, it’s kind of just a common problem. The torrential rains not only bring rock and debris, but a group of stacked rocks usually is a warning for problems ahead. Having Mexican insurance is simply the smart move. A Mexican Insurance policy greatly reduces the financial burden you might come by when a road itself is hazardous.
And remember, Mexican laws are designed to infuriate the people. In Mexico, you are dealing with a system that used to view a traffic accident as a criminal offense. Fortunately that is no longer the case. Yet, when breaking a Mexican law there is always the threat of jail. Having Mexican Insurance can actually reduce jail time resulting from a traffic accident.
As with any insurance sale, a great swindle could mean a great deal of hassle in the claims department. A little prudent research into the company you are signing with should reveal the names and locations of the insurance underwriter. I recommend Mexican insurance that has been underwritten by something you have heard of and can trust. Enjoy your trip. Vaya con dios!